Head of Credit

Location Malta
Discipline: Finance, Banking & Payments
Contact name: Simon Pace

Contact email: [email protected]
Job ref: 15147
Published: 20 days ago
An international credit institution based in Malta is currently seeking to recruit a Head of Credit, in order to focus on a new product which will be soon offered  to its clients in order to widen the range of services provided.

Responsibilities will include:
  • Conducting appropriate client acceptance procedures, including creditworthiness assessments
  • Monitoring of individual assets and portfolios at on-boarding process and on an ongoing basis,
  • Manage the credit risk related to the Bank’s lending portfolio;
  • Managing the due diligence and approval process for loan proposals;
  • Monitor the existing lending portfolio;
  • Managing and overseeing the population of credit information in the credit database system of the Bank;
  • Formulating policies, developing procedures and setting guidelines related to the credit process, to ensure compliance with MFSA guidelines;
  • Manage and supervise officials employed in the loan processing area
  • Targeting both local and overseas markets through the range of products offered by the bank;

Key requirements:
  • Degree in Banking or Financial Services
  • Strong experience working within Credit
  • Previous experience managing small teams within banking
  • Sound knowledge in lending principles
  • Strong written and verbal communication skills
  • Analytical skills
  • EU citizenship and currently living in Malta
  • Experience within Factoring will be considered an asset
For more information, email [email protected] or send a WhatsApp msg to (+356) 9905 8967.